Community Outreach and Social Wellness at WSAC
Our Outreach and Social Wellness program is here to support you have a more fulfilled life, even when unexpected changes come your way. We do this by sharing knowledge, creating connections and working with you to generate ideas for solutions.
Did you know… 1 in 4 enquiries in Outreach are because of financial concerns.
This month we give you a brief overview of the provincial and federal senior’s financial benefits available. For more information and to ask your questions, come to our “When I’m 64” workshop on Tuesday 30 July at 6pm, delivered by presenters from Service Canada and Alberta Government together! Call 780-483-1209 to register.
3 programs from Service Canada:
- Canadian Pension Plan (CPP) is a benefit you receive based on contributions you made to the program during your working life. How much you receive depends on your contributions, when you apply, and special circumstances such as disability, surviving a spouse, raising children, or agreements after divorce. You can apply anytime between age 60-70 years, but will receive more the longer you wait.
- Old Age Security (OAS) is a monthly benefit that is not connected to making contributions. It is provided to Canadian citizens and legal residents. You apply when you are 64 to begin when you are 65 years old.
- Guaranteed Income Supplement (GIS) is an additional supplement for individuals whose overall income is below a minimum threshold (e.g. $18,240 for a single person). This benefit is now applied for with the OAS, and will be given automatically when someone’s CRA tax assessment shows that their income is below the threshold. It was previously a separate application and may need to be applied for now.
6 programs from Alberta Government;
- Alberta Seniors Benefit is provided to those receiving the OAS, resident in Alberta for at least 3 months, and whose income is less than $27,690 for an individual and $44,965 for a couple. You apply when you are 64 years for it to begin when you are 65 years.
- Special Needs Assistance provides support to those 65 years+ whose income is less than $23,290 for a single person and $36,765 for a couple. Support is provided up to $5,100 in the areas of appliance/furniture, health support, personal support, conditions apply.
- Seniors Health Benefit is provided to those 65 years+, and covers co-payment on prescriptions, some diabetic supplies, ambulance services, some clinical psychology services, some minimal home nursing care, and some chiropractic services. You may have to provide proof of age to the AHCIP office to activate the benefit.
- Seniors Optical and Dental Assistance is a limited benefit for those 65 years + and can include up to $230 of Optical assistance every 3yrs and up to $5000 of Dental assistance every 5 years.
- Seniors Home Adaptation and Repair Program aims to help seniors stay in their home safely for longer. This is a low interest loan for which there are no repayments until the home is sold or ownership is changed. Under a few special circumstances, a grant may be provided.
- Seniors Property Tax Deferral Program provides for individuals 65 years+ to apply to voluntarily defer their property tax payments in exchange for a low interest loan that is paid when the home is sold or owner of the home is transferred.
Creating Connections at WSAC
- Find more information on federal seniors benefits at https://www.canada.ca/en/employment-social-development/campaigns/seniors.html, and provincial seniors benefits and programs at https://www.alberta.ca/seniors-and-housing.aspx
- Call 780-483-1209 to register for our “When I’m 64” workshop on Tuesday 30 July at 6pm, ask questions and learn more!
- Talk to us about our WSAC Subsidy program which aims to remove barriers and promote equal access for our members on a limited income to the physical, mental and social wellness benefits which come from participating in our programs.
Generating Ideas: Connecting at WSAC
- If you want to talk to someone about your individual situation in relation to this topic, call WSAC Outreach and Social Wellness at 780-483-1209. You don’t have to be a member to speak with us.